RBI data shows:
*Frauds above Rs one lac decreased during 2020-21* as compared to previous year.
In value terms, frauds decreased by 25% whereas they decreased by 15% in terms of numbers.
Frauds decreased in Public Sector Banks whereas they increases in private banks.
Majority of the frauds happened in loan accounts. There was a delay of 23 months in detection of frauds from the date of their happening. However in large value (Rs 100 cr and above) frauds, the delay was 57months
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