Banking Employees – Welfare and Working Condition currently

Banking Employees – Welfare and Working Condition currently 

1. Excessive working hours – In many banks, employees may work from around 10:00 a.m. until 10:00 p.m., resulting in poor work-life balance.

2. Maternity leave – Employees have raised concerns about whether the available maternity leave and related support are adequate for working mothers.

3. Frequent transfers – Branch transfers every three years and transfers to other states every five years can create difficulties for family life, children's education, and care of elderly parents. Frequent relocation can also make it difficult for spouses to live together.

4. Different PLI/incentive settlements – Differences in performance-linked incentive arrangements among employees can create concerns about fairness and equal treatment.

5. Working on all seven days – Employees may be required to work beyond the normal weekly schedule, including Sundays or holidays in certain situations, increasing workload and stress.

6. Promotion linked to insurance sales – Linking promotion or career progression substantially to insurance-selling targets can create pressure on employees whose primary banking responsibilities are different.

7. Limited career growth – Employees may face limited opportunities for promotion, skill development, and career progression.

8. Inadequate pay structure – Employees may have concerns about whether the salary and allowances adequately reflect workload, responsibilities, and working hours.

Government vs UFBU

Appeal to bank employee by Central Govt not to participate in Strike

12th Bipartite Settlement. What you are thinking???

10th Bipartite Settlement

DA for Aug 136.9%

₹ 20,573 (136.9%) + ₹ 28,164✓ = ₹ 48,737

 ₹ 20,573 ( *296.796%* )+ ₹ 61,060 = ₹ 81,633      

 ₹32896

₹ 39,575 (136.9%) +₹ 54,178✓ =₹ 93,753 

₹ 39,575 ( *249.013%* ) ₹ 98,547 ₹ 1,38,122       

 ₹ 44,369

₹ 31,491 (136.9%)+ ₹ 43,111✓       =₹ 74,602 

₹ 31,491 ( *262.293%* )+ ₹ 82,599 =₹ 1,14,090       

₹ 39,488

₹ 13,035 (136.9%) +₹17,845✓         =₹ 30,880 

₹ 13,035 (*354.345%* )+ ₹ 46,189  =₹ 59,224          

₹ 28,344

₹ 17,304 (136.9%) +₹23,689✓      =₹ 40,993

₹ 17,304 (*315.597%*)+₹ 54,611  =₹ 71,915.            

₹ 30,922

₹ 11,323 (136.9%)+ ₹ 15,501✓ = ₹ 26,824 

₹ 11,323 (*378.088%*) + ₹ 42,811  = ₹ 54,134             

₹ 27,310

This chart seems to be not correct.

For 10 th bps, DA for Aug 26 is

9916-4440=5476

5476/4= 1369*0.1%=136.9%

 DA as 136.9% is uniformly and correctly applied to 10 th bps basic  whereas for calculating DA change, no uniform % is applied. 

For every basic different DA % is applied which is not a logical but a peculiar way of calculation.

11th Bipartite Settlement

DA for Aug 62.37%

₹ 11,550 (62.37%)+ ₹ 7,204.✓     = ₹ 18,754

₹ 11,550 (*374.536%*)+₹ 43,259 = ₹ 54,809.        

 ₹ 36,055

₹ 12,339 (62.37%)  + ₹ 7,696✓.      =₹ 20,035

₹ 12,339  (*363.206%*) +₹ 44,816=  ₹ 57,155           

₹ 37,120

₹ 52,815  (62.37%) + ₹ 32,941✓.     =₹ 85,756 

₹ 52,815  (*236.044%*)+₹ 1,24,667 =₹ 1,77,482.  

₹ 91,726

₹ 34,545 (62.37%)+ ₹ 21,546✓.      = ₹ 56,091

₹ 34,545 +(*256.546%* )+₹88,624 = ₹ 1,23,169        

₹ 67,078

₹ 51,660 (62.37% ) +₹ 32,220✓       =₹.  83,880 

₹ 51,660 +(*236.91%*)+₹ 1,22,388 =₹ 1,74,048     ₹ 90,168

₹ 25,847 (62.37%). +₹ 16,121✓      =₹ 41,968 

 ₹ 25,847 +(*.276.488%*)+₹ 71,464=₹ 97,311       

 ₹ 55,343

₹ 52,050 (62.37%)  +₹32,464 ✓        =₹  84,514 

₹ 52,050+(*236.614%* )+ ₹ 123158=₹ 1,75,208   

₹ 90,694

 For 11 th.BPS   

 ie 9916-5352= 3564

3564/4=891 slabs 

891*0.07%=62.37%

DA for Aug 26 as 62.37% for 11 th bps basic is uniformly applied whereas for calculating DA change no uniform DA % is applied. 

For every basic different DA % is applied in no logical but peculiar way of calculation evening giving pension as 1.75 lacs ,1.74 lacs perhaps higher than the salary of the working employees.

12th Bipartite Settlement

DA for Aug 26.  27.83% 

₹ 13,777 ( 27.83%)  +     ₹ 3,834 ✓ = ₹ 17,611 

₹ 13,777+(*345.888%*)+ ₹ 47,653 = ₹ 61,430   

 ₹ 43,819

Basic is very low and imaginary. For minimum qualifying service for pension, basic should have been higher(10 y/20y)

If salary basic is double of pension basic

Salary basic of 13777*2 would have fetched a salary of 17611*2= 35222

while pension as by this peculiar chart of DA 345.888% , stands as 61430.

Then why should that employee continue in service and lose a higher amount of pension than the salary.

₹ 15,155    (27.83%) +   ₹ 4,218✓ =  ₹ 19,373 

₹ 15,155  (*332.37%*) + ₹ 50,371  = ₹ 65,526 

₹ 46,153

₹ 22,732  (27.83%)    +   ₹ 6,326✓ = ₹ 29,058

 ₹ 22,732.(*287.343%*)+   ₹ 65,319  = ₹ 88,051        

  ₹ 58,993

The chart is misleading and the DA payable to differ basics of the same bps is not uniform

and seems to be imaginary without any logical way of computation.

Unless the author of the circular has tendered suitable, valuable and acceptable reasons for applying various DA% making pension to be more than the current salary of serving employees 

We can't take it for granted.

When one tenders a new calculation chart applicable to all pensioners of all banks  across the nation,  the basic practice should be clear to substantiate the workings of the author   so as to avoid misconceptions on the concerned pensioner's receivables.

The chart carried along with the circular needs explanation for getting clarity on it.

M Somasundaram

All india Bank strik 28th 29th and 30th Sep'26

Ensuing 3 days strike on 28th-30th september in our top priority. Don't get diverted by motivated propaganda

👆UFBU writes to the Chief Labour Commissioner

👆UFBU writes to the Chief Labour Commissioner (Central) seeking urgent intervention against cadre-based intimidation of SMGS-IV/V officers, advance declarations and selective profiling of strike participation, and alteration of service conditions during conciliation, in connection with the duly notified strike on 28, 29 & 30 September 2026.