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Saturday, December 17, 2016

India adds 47 lakh new PMJDY accounts post-demonetisation

Banks in the country have added 46.65 lakh new accounts under the Pradhan Mantri Jan Dhan Yojna (PMJDY) during the five weeks after the demonetisation of ₹500 and ₹1000 currency notes on November 8.
The total number of PMJDY accounts, which stood at 25.51 crore as on November 9, increased to 25.97 crore by December 14.
The balance amount in these accounts, which witnessed growth for four consecutive weeks after demonetisation, has remained almost stable in the first half of December.
The total balance in PMJDY accounts increased to ₹74,123.13 crore as on December 14 as against ₹45,636.62 crore on November 9. The balance in these accounts had reached a maximum of ₹74,609.50 crore in the fifth week of demonetisation. It came down by ₹486.37 crore in the sixth week.
The percentage of zero-balance accounts, which came down by 0.4 per cent in the first four weeks after demonetisation, is nearing the November 9 levels. PMJDY accounts had 23.24 per cent zero-balance accounts as on November 9. However, the zero-balance accounts remained at 23.22 per cent as on December 14. The percentage had come down to 22.84 per cent as on November 30.

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