Wonderful Indian Banking System*

*Wonderful Indian Banking System*

1) Here a loan defaulter is not a culprit but the person who has sanctioned the same is a culprit.

2) No one can confirm whether it's a profit making organisation or Public Welfare Department.

3) Posting of staff members at a far away and undesirable places increases their efficiency.

4) Here machines are working lesser than human beings.

5) So many authorities are there to instruct the Bank but the Bank can't instruct anyone.

6) Here festivals are not being celebrated but the login days are celebrated.

7) Customer who is not repaying his debts throughout the working days is supposed to repay on holidays.

8) Due to strong security sometimes a customer is not able to run his account.

9) Here a number of people are there to check and suggest /instruct amendments in a work done by very few people. And those people are always saying to everyone that amendment is done.

10) An employee is multi talented and he can do anything ( Aadhar /FASTag / Insurance ) with the core business.

11) An employee who is working without a break throughout the day analyses at the end the day that his output is zero.

12) One day banks will stop opening accounts due to KYC / AML issues and stop giving loans due to High NPA.

*But at the end of the day*

1) It's an organisation which has created jobs for its employees as well as for other various people.

2) Public is sleeping without any tension by putting its money/ valuables in Bank.

3) People are having such a faith in Bankers that they give their money to deposit without receiving.

4) With their various types of loans like Education Loan, Business Loan, Housnig Loans Banks are helping people to live their dreams.

5) It's earning profit with social welfare.

6) Residing far away places Bankers are still serving their customers with their full efficiency.

7) Though they are dealing with the money but still it's an organisation *with least corruption*.

8) Its OTS Schemes and request for repayment with paying reverence creates a new benchmark of humanity.

9) Though its place which requires high security, there is no restriction / entry fees.

10) Various Government Agencies like Income Tax are getting necessary information with the help of Banks.

11) Banks are providing one of the cheapest accidental insurance with its RuPay Debit Card.

12) It was Indian Banking only due to which Indian economy was not affected with recession of 2008.