AN ALTERNATE POLICY (OPTION NO.1 ) IN LIEU OF THE BANK RETIREES HEALTH INSURANCE POLICY

AN ALTERNATE POLICY (OPTION NO.1 ) IN LIEU OF THE BANK RETIREES HEALTH INSURANCE POLICY - (IBA POLICY) . A BEFITTING POLICY AT AN AFFORDABLE PREMIUM WITH MORE BENEFITS & FACILITIES than the IBA POLICY. WHILE ANYONE CAN OPT THIS, MOST IDEAL AND SAFE FOR THOSE WITHOUT ANY PRE EXISTING DISEASE LIKE DIABETES / CARDIAC AILMENTS & WITHIN THE AGE OF 79YEARS (BORN AFTER 01-11-1944 ) . POLICY ISSUED THROUGH KARUR VYSYA BANK ( KVB ) as Customer of the Bank .

JUST Approach any one of the Branches of the KVB ( Karur Vysya Bank ) and Discuss with the Bank Officials . It seems mandatory to Open atleast an SB account with the Bank to qualify as a KVB Customer to purchase this Policy.

1) PREMIUM FOR a Sum Insured cover of Rs.5 Lakhs Floater covering Retiree and Spouse and 2 Dependent children aged upto 30 years :

A) For Those Retirees in the Age Group of 61 to 70 Years: Rs.12243/- including GST.

B) For Those Retirees, in the Age Group of 71 to 79 Years : Rs.14078/- including GST

C) From the Age of 80 years, the Renewal Premium for Rs 5Lakhs will be Rs.14078/- (Floater covering Retiree & Spouse), unless otherwise any changes are introduced by the IRDAI .

2) Room Rent Eligibility : SINGLE STANDARD AC ROOM category, without any ceiling on the amount .

3) ICU Rent : ACTUAL CHARGES as per Hospital Bill

4) Pre Hospitalisation Expenses : Payable upto 60 Days prior to Hospital Admission

5) Post Hospitalisation Expenses: Payable upto 90 Days from the Date of Discharge from the Hospital.

6) Road Ambulance : Payable upto Rs.750/- per Hospitalisation with a Maximum of Rs.1500/- per Policy Year.

7) Air Ambulance : Payable upto 10% of the Sum Insured subject to approval from the Insurer.

Ayush Treatment : Payable upto Rs.15000/- per Year subject to policy conditions

9) Day Care Procedures: All Day Care Procedures are covered under this policy

9-A) CATARACT : Upto Rs.40000/-per Eye for a Sum Insured cover of Rs.5 Lakhs

10) Health Check Up : Payable upto Rs.1500/- per Year ( for every Claim Free Year )

11) Claim Processing and Settlement : Directly by Star Health Insurance through their inbuilt arrangement without engaging any TPA.

11-A) Cashless Treatment Facility : Star Health has a Wide network of Hospitals with arrangement of Cash Less Treatment facility throughout the Country .

12) Income Tax Benefit : Premium amount is eligible for Income Tax Exemption under Section 80-D of Income Tax Act.

13) Whether a Policy Document is Provided ? : Yes.Each Person who join this Policy will be provided with a policy Document both as a Soft Copy as well as a Hard Copy along with ID CARDS for availing Cashless Treatment facility .

The Benefits appended here above are GENUINE and CORRECT, posted after a THOROUGH SCRUTINY of the Policy Document Related to this Scheme .

Suggestion

Those who can afford may take a Higher Sum Insured Cover upto a Maximum of Rs.25 Lakhs with varying Sum Insured covers in between, offered at a REASONABLE Premium.

Those who wish to take a Lesser Sum Insured cover also is made available with Sum Insured Cover of Rs.2 Lakhs with a Room Rent Eligibility of Rs.2000/- per Day, while those who opt for a sum insured cover of Rs.3 Lakhs and 4 Lakhs are provided with a Hospital Room Rent Eligibility upto Rs.5000/-per Day.

For MORE INFORMATION Regarding this Affordable Policy are REQUESTED to CONTACT the NEAREST BRANCH of Karur Vysya Bank who will help out in the Purchase of this Star Health Group Policy under their tie up Programme.

Policy Unique ID No.SHAHLGP21290V022021

REPEAT : One of the BEST POLICY at a REASONABLE & AFFORDABLE PREMIUM with MORE BENEFITS - EXCELLENT OPTION TO THOSE UPTO THE AGE OF 79 YEARS WITH NO PRE EXISTING DISEASES.

KIND ATTENTION OF THOSE WHO HAVE NO ACCESS TO A BRANCH OF KARUR VYSYA BANK, PLEASE NOTE

Star Health Insurance has Framed SIMILAR SCHEME with BANK OF BARODA and BANK OF INDIA ( Perhaps other Banks which I am not aware ) and One may APPROACH ANY OF THESE TWO BANKS also, if nearer to them for SEEKING information in this Regard .

Declaration:

I am Neither an Agent/ Advisor of the Star Health/ KVB/ BOB/ BOI and I DO NOT EARN any Financial Benefit or any other pecuniary Benefits through this. The Post is Purely a Message to all my Retiree Colleagues known and unknown, Near and Far to enable them to Get Insured at a Reasonable and Affordable Premium Tariff with availability of Reasonable Benefits in the event of an Hospitalisation.

In case of NEED, You are FREE to CONTACT ME through my MAIL ( NOT WatsApp Please )

"nochur.ayyappan@gmail.com"

and am will be only happy to extend whatever possible assistance in the form of Information in this regard.

"Insure and be Secured"

"Insurance is the subject matter of solicitation"

Wishing all my Colleagues a Happy, Healthy and Lengthy Life, I remain

N.R. AYYAPPAN

Ex Syndicate Bank NOW

Canara Bank

Mobile: 9443045758

NO WHATSAPP PLEASE

Mail ID: nochur.ayyappan@gmail.com

"nochur(dot)Ayyappan(at)Gmail (dot)com"

Kind attention of those who have a Pre Existing Disease like Diabetes WITHOUT any Complication of serious nature

In case one is having Diabetes, it is NOT SUCH AN ALARMING DISEASE IF in the initial Stage or under control through just medicines. There are many who Live comfortably for Decades together With Diabetes but by keeping it under control through proper medications. HENCE, those who are in this category "can also purchase this policy" with Exclusion clause for PED (Diabetes) for three years, as one need not worry about any possible Hospitalisation due to diabetes . Of course, after Three Years, the Insurer will include Diabetes also for Claim settlement . Thus, my colleagues with Diabetes WITHOUT any major issues could also think of taking this policy after declaring the PED at the time of purchase of the policy.

Rest Leave to My Colleagues to Read, understand, Discuss, Analyse, and DECIDE suitably.

BEST WISHES

N.R. Ayyappan