Some truth about Indian Banking Industry and System:
*_(1) Banks make profit:- Share to RBI and Govt of India._*
*_(2) Banks incur loss:- Bank only responsible._*
*_(3) Govt of India starts Financial Inclusion:- Banks open Zero Balance A/C, gives ATM Card, Pass Books. Credit goes to Govt of India._*
*_(4) Cost for maintaining Zero Balance A/ C:- It's Bank's responsibility._*
*_(5) Boost Business:- Govt of India directs Banks for Loans without security._*
*_(6) Loans becoming bad:- Blame Bank officials._*
*_(7) Country need to prosper:- Create Industry - Funds given by Banks on Govt of India direction._*
*_(
Industrialists fail to pay back Bank loans:- Govt of India Silent:- Blame Bank officials._*
Industrialists fail to pay back Bank loans:- Govt of India Silent:- Blame Bank officials._**_(9) Bank employees ask for pay revision:-_* *_Govt of India:-Ask IBA (Interestingly IBA is not a constitutional body)._*
*_(10) IBA :- Banks balance sheet poor. So much NPA. Bank:- Make defaulters name public. Declare loan defaulters 'Criminal' for wasting public money. Compel them to return money and asset to bank._*
*_(11) IBA:- It's Govt of India to decide. Govt of India:-Prefer to be silent._*
*_(12) Bankers:' Give us 5 days Banking. Central Govt follow the same, State Govt follow the same. Even RBI follow the same. Stock Market follow the same. Internet Banking works 24X7. ATM works 24X7. It will reduce Establishment cost._*
*_(13) IBA:- Not possible. Govt of India to decide.Govt of India:- Prefer to be silent._*
*_(14) Job:- Decided by Central Govt, State Govt._*
*_(15) Holidays:- State Govt as per NI Act of 1881 only._*
*_(16) Salary:- From Banks own fund._*
*_The time has come now for all citizens of India irrespective of caste, creed, tribes, languages, religions etc etc to know these real facts or truths._*
*Please circulate this message in non banking circle ( general public) through your social circle groups/friends & relatives to spread awareness
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