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Saturday, February 20, 2021

What impact will the privatisation of public sector banks have on its employees?----------

Privatization

Its a fancy term. 90% of the people - parrot the word without understanding what it really means. To the Half Baked Mind - Privatization is a magic word, the equivalent of the world “Abracadabra”. Once you privatize an organization - growth will boom, development will boom, the organization will begin to manufacture quality products, the organizations employees will suddenly transform like Aladdins Lamp into business suit wearing corporate hot shots who can negotiate crore rupee deals and bring huge profits to any bank.

This myth has been perpetrated to hide and mask failures from time to time.

Air India is a failure. Why is it a failure? Because of the Governments absurd policies with respect to AVTUR Excise? Because of the Goverments stupidity not to raise public funds for Airports but instead to allow a bunch of rapacious private players to build airports have have them charge huge rents and docking fees? Because of the Governments refusal to accept a thoroughly fair wage settlement and retirement package in 2018 July when Modiji had not blown the countrys money in his nutcracker ventures?

No. They will say Air India is a failure because It is a Public Sector Industry. Privatize it and it will become the Father of “Emirates” and “Singapore Airlines”. They conveniently forget that Kingfisher and Jet both were Private Airlines that are completely and totally defunct.

As on date there is NO PRIVATE SECTOR PLAYER who dominates anything. They are all utter and total failures propped up on handouts from PSU Banks.

Our Own Mukeshbhai is selling piece by piece of his company to survive the constant burnouts in the share market and to pay off the huge debts that Jio has put him in to avoid taking the house next to Vijay Mallya and Nirav Modi.

Airtel and Vodafone are staring at unspeakable losses with Vodafone deciding that they may not last beyond 2020 December.

Our so called Private Players who want to take up the Ailing Public Sector Industries are virtually penniless. The Legendary Anand Mahindra, the Great Adani - are all huge borrowers of money from PSU banks and most of their loans are propped up by evergreening.

You want them to take over the Banks? WITH WHAT? Borrow money from SBI to take over IOB? Borrow money from ICICI to take over PNB? Pledge their inflated shares which are at least 40% inflated by Dalal Street Hawks to buy Shares in Banks which are bound to crash in weeks once the truth is known?

Do we have a Exxon or a JP Morgan who is trustworthy enough?

Now what is the Impact on Customers?

Higher Service Charges will be the first hit.

No More Jan Dhan Accounts or No Frills Account. The Private Players will tell Modi -”Nothin Doing”

Tremendous Conflict of Interest Loans. The Banks will happily lend to their owners other companies and hide the loans deeply and hide facts from shareholders. Without the Government - there is no neutral entity. The Private Player will ensure that all accounting systems are manipulated and he will ensure many loans to his friends and to his own loss making enterprises. He will use Public Money for his own disastrous ventures and his losses will be hidden deeply because (a) The Auditors can be purchased (b) There is no Govt Control to oversee any of these things.

Instead of Decent Branch Service - you will have a Helpline which will never be picked up except to say “Please Press 1” or “Please Press 2”

Utter Inefficiency. The moment the slightest losses are made - in Private Sector- Inefficiency starts. They will lay off staff , even essential ones until in the end Customer will be left hanging.

Now what is the Impact on the Staff?

Minimal. They will continue to do their jobs. They will be told to sanction specific loans at the risk of their jobs and they will mostly comply and kowtow.

They will find Private Players investing all money to dubious enterprises, flouting of RBI laws - all meant for protection of the Consumers but now being called “Anti Capitalist” resulting in Fifty More PMC Banks or Yes Bank Related Cases.

Finally the Biggest Question

HAS ANY COUNTRY HAD SUCH A GROUP OF MINISTERS IN CHARGE WHO ARE SET TO DESTROY THE COUNTRY PIECE BY PIECE WITH THEIR SHEER IMBECILITY?

ARE THESE PEOPLE AT THE CENTRE ALIENS WHO HAVE ABDUCTED MODIJI AND THE REST AND HAVE TAKEN THEIR FORMS???????

HOW CAN THEY NOT SEE THE SHEER IDIOCY OF THEIR IDEAS?

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