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Tuesday, June 20, 2017

If merger or consolidation solved NPA problem that means in SBI no npa no defaulter Sbi Free from all problem ??

Friends banking industry runs on very crucial time. Government everyday throwing stone in the name of merger and consolidation.
  Quality of bank’s assets cannot improve until we change our attitude  Not only we , our , politicians and borrowers our union leadership have also to be change attitude. Merger of banks alone cannot solve the sickness caused by increasing burden of NPAs and continuous erosion in profitability, capital and capacity to sustain losses.If big bank will solved every problem that means at present no problem in SBI. No NPA  no defaulter , customer received good service  compare to other psu but all are wrong. In banking industries major problem in SBI  worst service offer to customer only SBI compare to other psu so why we want big bank  ? why we want consolidation? No friends government play a hide game

By merger, GOI can put carpet on volume of bad loans for the time being or transfer the burden of NPA to ARCs or to bad bank. GOI can change the name of bad loans, change the place of bad loans, can change the definition of NPA and so on but cannot stop further creation of bad loans using the tool of merger and consolidation. Merger or consolidation only for bif corporate not for aam admi. So please raised your voice against merger or consolidation of psu

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