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Wednesday, August 12, 2015

ICICI Bank offers rural borrowers home loans at base rate

ICICI Bank offers rural borrowers home loans at base rate


ICICI Bank has launched its ‘Saral-Rural Housing Loan’ at base rate of 9.7 per cent for borrowers from the rural areas.

“Applicants from rural areas, including women borrowers, can now avail of home loans at theICICI Bank Base Rate (‘I-Base’), which is currently at 9.70 per cent. An eligibleborrower can take up to Rs. 15 lakh,” ICICI Bank said in a statement.

Customers can avail of loans to purchase or construct or renovate a home in the rural areas. The loan would range from Rs. 5-15 lakh for a period of 3–20 years and the loan could be up to 90 per cent of the property value.

The offer would be available in 189 cities across the country.

Rajiv Sabharwal, Executive Director, ICICI Bank said, “We believe that ‘ICICI Bank Saral-Rural Housing Loan’ will empower customers, including women borrowers, in the rural locations to realise the dream of owning a home at an affordable interest rate.” 

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