Hospitals with 15 beds, and registered with the respective state health authorities under the Clinical Establishment Act can offer cashless hospitalisation now.
In the event of hospitalisation, policyholders need not pay for treatment out of their pockets as the expenses would be covered by the insurance companies concerned. This is subject to the claim being admissible, as per the council.
Under the drive 'Cashless Everywhere', efforts will be made to ensure that policyholders can get treated in any hospital they choose with a cashless facility, subject to certain conditions
The conditions include that the policy of the individual concerned is admissible and the insurance company should be informed 48 hours before hospitalisation in the non-empanelled hospital. There will also be the option of informing the insurance company within 48 hours of hospitalisation.
he council's Chairman Tapan Singhal said that if a policyholder chooses a hospital without such a pre-agreement, the cashless facility is not offered, and the customer has to go for a reimbursement claim, which further delays the claim process. This will be a thing of the past, he said, adding the objective is to ease the burden of policyholders who get treated in a hospital, not in the insurer's network.
Currently, cashless facilities are available only at about 40,000 empanelled hospitals, he said.
Singhal, also the chief executive of Bajaj Allianz General Insurance, said it has been the constant endeavour of the council to simplify the lives of policyholders and bring positive changes that benefit them.
1 comment:
weather hospitalisation, treatmentat hospital outside india registered in that country
is covered under health insurance cashless treatment under the new initiative of the insurance company
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