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Sunday, January 21, 2024

A stupid step in ruining banking....Meri Awaj Suno

A stupid step in ruining banking

Normality banks have 3 categories of staff -
1. Sub ordinate staff - it comes with sweeper, guards, peon

2. Clerk - This comes with staff who do banking related daily, mainly cash deposit withdrawal, KYC, checkbook, ATM or any other jobs that categorize the maker, have fixed timing and a limited level responsibility That's why their salary is average

3. Manager - It is clear by the name itself that their job is to manage, branch runs smoothly, customers should not have trouble and their jobs on time is the manager's responsibility, along with that it is to bring new business, with high net value Personally dealing, recovery, NPA etc are responsible for the manager, so the average salary of a manager in any branch, leased house and all bhatts are higher than the total salary of peon clerk of Puri branch.

Everyone's role is important to run any branch smoothly and every employee is committed to doing what is in their job profile.. Now just think that peon first comes to bank in the morning and go to recovery.
Don't sweep sweeper and go to customer's house to get KYC done
Guard should not be guarded and everyone should get PMSBJY
If Clerk doesn't work daily routine, sell digital banking, SIP mutual funds and insurance instead of paying on cash counter, how will banking be??

Yes, so wrong, banking is going to be like this where banks without any extra monetary profit, clerk and fourth class employees are preparing to do such things which are not in their job profile, now it is not like this There are loads of vacancies in the banks and every branch is full of clerks, so these additional clerks will be done.

But the truth is that Banks have fallen less than half the employees in the last 5 years, on contrary the number of customers has fallen 4 times, that means in 2018, if there were 100 customers on 4 clerks, today there are 400 customers on 2 clerks. Clerk has already been 4x the load in these 5 years he's been doing late nights without overtime, all these customers come in for banking related work, waiting for his turn on cash counter without question That's why we do it because if we remove from the kiosk, he will take ₹100 commission for ₹1000.

If the same clerk does not do KYC then how will the closed account be opened, if he does not give ATM then how can he withdraw money anywhere in the country?
If NPCI will not do then how will the money for scholarship and old age pension come?
If you will not submit nomination, then who will get the fund after the death of the customer
Now just think, if the clerk sitting on the cash counter explains the digital products to the customer instead of giving cash, will the customers behind the line not complain about that clerk?

Came to create FD, get the customer's hard work money in insurance mutual fund and that money sinks, will the customer not sue that clerk?

Is there any alternet arrangement for a clerk who went to recovery waiting ahead of the counter in the bank to see when to come and do my job.

No what does this mean of agreement, does leaders who have become well wishers of employees tell those employees about this issue or take opinion from them that we are going to sign such a decision, leader is those who made them leader Choose to represent him in such a way that even the employee sitting away says he is a leader, then he is the one who has good for every employee, he takes decisions and not to join the brokers of the management and sign the things that will bring the future generation. Ask you people, when such leaders were signing an agreement for exploiting employees in a closed room, were you and your colleagues buying bangles or thinking that ours was cut off, now the new generation has come, they suffer and we are from them. What to do?

Blessed are such leaders of the banking society and more blessed are the employees silent today.

✍️ Meri Awaj Suno 

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