FinMin asks PSBs to seek ideas from branches to streamline banking sector
Have you given any idea please share here
Major issue with Public sector Bank is HR issue which has been completely ignored.
Had I been there I will give 3 suggestions.
1. Complete Transparent HR Policy . I had made a case study of Bank of India and HDFC bank which were almost at same in terms of business. Both had similar number of branches but BOI had staff strength of 45000 and HDFC bank had 80000.
2. Well defined Transfer and promotion policy independent of whims and fancy .
3. No peon to clerk promotion without Written test and at least graduation level qualifications and basic computer aptitude test.
4. Firm staff accountability policy and punish and reward without any discrimination.
No become a AGM and above at least 5 years branch Banking knowledge and at least 3 years as Branch managers at scale 4 level.
I don't know how many are interested in Stand-up India scheme.
The Govt plan is being not implemented because due to fear of staff accountability
And finally all the Govt funds should be through PSU Banks only . And give up all third party business like insurance and Mutual fund.
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