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Thursday, December 11, 2025

If life certificate is not submitted by pensioner; before stopping his pension, _it is the duty of the bank to visit the house of pensioner and know the readon for not submitting

@Kumarswami507

Here is the summary of the Karnataka High Court Writ Petition No. 405/2023 :

*The Case — Facts*
• The petitioner was H. Nagabhushana Rao, a 102-year-old freedom fighter, receiving pension under the Swatantra Sainik Samman Gaurava Dhana Pension Scheme.
• His pension was stopped from November 2017 because he did not submit his Life Certificate for 2017-18 in time.
• Later, on 24 December 2018, he submitted the Life Certificate.
• By then, arrears had accumulated — around ₹3,71,280.
• The High Court ordered that pension must be released with 6% annual interest from 24 December 2018 until payment.
• The Court also imposed ₹1,00,000 as costs (fine) on the respondents for wrongfully stopping the pension of such an elderly pensioner.
• The Court gave two weeks’ time to make the payment.

*Conclusion*
• *True parts:*
• Pension was wrongly stopped.
• Court ordered arrears + 6% interest.
• Costs of ₹1,00,000 imposed.
• Payment ordered within 2 weeks.
• *Exaggerated/False parts:*
• 18% interest” if not paid in 2 weeks (not in order).
• Bank must visit every pensioner before stopping pension (applies only in special circumstances, not for all).

So yes, the judgment exists and is helpful, but the *WhatsApp forward is misleading because it makes the ruling look like a general law for all pensioners, when in fact it was a specific relief for a 102-year-old freedom fighter.*

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