I have 50L in FD and getting very poor return not even beating inflation. Is there a way I can make more return keeping capital relatively safe?

I have 50L in FD and getting very poor return not even beating inflation. Is there a way I can make more return keeping capital relatively safe?

Say you have 50L in your FD or just generally kept in the bank.

So the max return you would be making yearly would be at max 6%.

What is there was a way to make around 18% returns on that same money?

Let me show you how I did it for myself.

So I had a 50L FD, which I ended and got the money into my bank account.

I then transferred this 50L into my demat account and bought blue chip shares worth 30L and Liquid Bees worth 20L.

I then pledged this entire amount to get a margin of around 40L.

I then applied my option selling strategy on the margin I got to generate 1% monthly return, which meant that even if I didn’t make any returns from my stocks, I still managed to make 18-20% in last 1.5–2 years through safe option selling.

I have created a disciplined system for myself where I trade only 2 days in a week, and am able to churn out a decent return regularly thus create a secondary income for myself on a 7 figure capital.

Have been doing that since last 3 years. My one and only mantra is risk management and zero tolerance there.

There is a system I follow where I deploy safe Option Strategies to take advantage of Theta Decay or Vega Shorting or Gamma Spikes to generate consistent Monthly income in a conservative manner.

So I only take a trade when all these 5 parameters are strictly satisfied. As a result, hardly trade 1-2 days in a week and probably 7-9 days in a month, but ensuring the trades thus taken are highly accurate with a winning probability of more than 95%. (Have data for this in case anyone wants to analyse)

The risk is quite low logically because I am out of the market 70-80% of the time, just observing.

This is a system which works for me.

So this system helps me make money in three ways:

1. Monthly passive income through option selling
2. Stock appreciation over the long term
3. Dividend payouts from stocks.

If you are a new trader, don't try to replicate this as it took me many number of years to get here. My only advice would be to take each trade at a time & cautiously plan the trade & execute it like a machine. If you can do it, sooner or later you are going to be a profitable trader without a doubt.