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Sunday, August 7, 2022

Few Real fact about Banking Industry Must Read

Thread : #foodyfood
Just like sun shining, earth revolving around sun, boss humiliating in meeting is a permanent process, transfer to banking sector is a permanent procedure. But unlike other eternal processes it is not constant. Here are exceptions that have been in the head office since the beginning and will remain there till eternity. And the unlucky ones who make half century of transfer in their 30 year career. And just as fuel burns in the sustainable process of sunburn so money is burned in the transfer salt permanent process. Transfer is not an easy thing. Only he can understand this who has passed through this Rahukal, which is coming from time to time.
Everyone has read the struggle of transfer of Gokul, then Mathura, then Dwarka from the prison of Lord Krishna. But the struggle of banker's transfer is also not less. Suddenly you get transferred to Phalan place. Now there can be two things. If you have voluntarily asked for a transfer you will not be relieved for months, and if the management has done it according to your mood you will be relieved "instant effect" means homeless overnight. We have become homeless. Tomorrow you have to go to a stranger place, then find a place to stay, then go to the bank and look for work, then find a new house. You can't stay in the bank's guest house because there is a high officer sitting there for centuries.
Working all day and looking for house at night, then shifting when you get home, until then eating in a dhaba, gives a foodie feeling. Then we don't have to change the school of the children, we have to take the family along or we have to cut the exile alone. Adjusting to the new environment again.
Transferring hundreds of IDs from CBS and HRMS in the bank is a disgraceful process in itself. The mustard in Kolhu will not be as much oil as an 'in-transit' banker does. Well the beginning of the transfer story isn't so stupid. In the olden days, when mobile phones with tail used to be rare, head office used to get reports when branch was sending and that is also the same report which branch used to send. 'Man on the spot' used to have immense power. Those were the days when BM used to mean 'branch manager' or 'branch manager'. Not 'mortgage laborer' or 'mortage on branch'. It was imperative that an officer could easily misuse his position without being seen by the high authorities if he had a lot of time on his posting. Transfer was compulsory from time to time in such a way. There were no facilities for online reservation and hotel booking like today, but since bankers used to be a prestigious job, the new place would not have been so difficult.
But today a loan of two lakh also goes to the processing sale for sanction, one-minute report can be withdrawn from CBS, the news of account being NPA is known to the head office bearers before the branch. Branch staff has no power left in hands.
When there is no power left then what will abuse. And those who want to abuse are doing it anyway. What is the use of blowing crores of rupees annually in the name of transfer and hurting your own staff.
#Cp from @bankerdihaadi on twitter
 
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