Swami Vivekananda Swanirbhar Karmasanasthan Prakalpa loan upto 10 lakh with subsidy 1.50 lakh for individual without any security

Swami Vivekananda Swanirbhar Karmasanasthan Prakalpa

Swami Vivekananda Swanirbhar Karmasanasthan Prakalpa

It is commonly believed, and not without reasons, that despite being intellectually more sound, well- informed and career-conscious, today's youth of this state often lack the zeal, industriousness and foresight that make a person enterprising. It is, therefore, necessary to create awareness to inculcate in them the values of creativity, excellence, innovation, leadership and independence assuming, hopefully, that these values will inspire them to select an independent innovative career option and excel in the chosen career. In other words, the need of the day is to inculcate the spirit of entrepreneurship into the psyche of the present generation of West Bengal through teaching, training and extending opportunities. With this end in view the Government of West Bengal came up with the scheme 'SWAMI VIVEKANANDA SWANIRBHAR KARMASANASTHAN PRAKALPA'with the single most important mission to spearhead entrepreneurship movement throughout the state with the conviction that entrepreneurs need not necessarily be born, but can be developed through well-conceived and well-directed activities.

This scheme shall be called 'Swami Vivekananda Swanirbhar Karmasanasthan Prakalpa' (Notification No. 597/SH/1M-44/12 dt. 19.09.2012) and for individual/individuals (upto 4 nos.) it shall be called 'Atrna Maryada' and for groups of 5 and above entrepreneurs it shall be called 'Atma Samman' hereinafter referred to as the Scheme.

 

Objective:

The objective of the scheme is to generate self- employment in the Urban and Rural areas of the State through promotion of tiny scale units of production, manufacturing, trade, service or any other sector including agro-based industries, floriculture, horticulture, animal husbandry other than direct agriculture.

Applicability:

• The scheme shall be applicable to all eligible entrepreneurs, individually or in groups (subject to a minimum of five members and all of them belonging to the same area), who want to generate income by setting up viable tiny scale units or to run, revive or improve any existing unit. The project cost for an individual applicant will be subject to a maximum limit of Rs. 10 (Ten) lakhs and for groups of 5 (Five) or more the maximum project cost will be limited to Rs. 25 (Twenty Five) lakhs.
• More than 1 (one) member from the same family shall not be eligible for constituting a group and shall not be eligible for subsidy under the scheme.
• Employees of Central/State Govt/Govt. Undertakings and their families will not be eligible to come under the purview of the scheme.

Eligibility:

An individual entrepreneur or a group of entrepreneurs preferably registered with any employment exchange of the State and whose family income (respective family income of individual member in case of a group) does not exceed Rs. 15,000/- per month and, who intend(s) to generate income by setting up any viable unit of industry, trade, services etc. or reviving or improving an existing unit, will be eligible under this scheme.