Revised DA 2.80% from November 2025

DA INCREASE FROM NOVEMBER, 2025 :  2.80 % DA RATE FROM Nov. 2025 : 23.93  ( last Qr. 21.13) 

DA FOR BANKER FROM NOVEMBER 2025

*DA REVISION*

From 01.11.2025 DA will be revised by 45 slab i.e increase of 2.74%. From present (21.13%) it will be 23.87%

RECRUITMENT OF CLERKS IN BANKS 2025

Monthly Income Scheme. MIS

PPF AND RECURING DEPOSIT MATURITY VALUE

Banker will get Gratuity at higher rate for service exceeding 30 years.

For bankers who have retired after service exceeding 30 years, refer the judgement dt.01.09.25 in favour of a retired Canara Bank SM for payment of Gratuity at higher rate for service exceeding 30 years.

BANK MERGER AGAIN SEE LIST

Let Her Die!’ BOB Manager denied Leave to Staff for Treatment of His Mother

A disturbing incident has once again highlighted the toxic work culture growing in many banks. The Bank of Baroda Officers’ Association (BOBOA), New Delhi Zone has strongly condemned the behaviour of a Branch Manager who showed complete insensitivity towards a staff member’s personal crisis.

According to BOBOA, on October 4, one of their members requested leave to take care of his critically ill mother, who is suffering from liver cirrhosis and was scheduled for a liver biopsy at ILBS Hospital, Vasant Kunj, under the care of Dr. Sareen. The employee explained that he was the only son and needed to be with her for the treatment.

Instead of understanding the seriousness of the situation, the Branch Manager reacted rudely and even said, “Then let her die,” while also threatening the staff member with official action. The remark deeply hurt the employee, showing the lack of empathy that has become common in some workplaces.

BOBOA, New Delhi Zone, immediately stepped in, took corrective action, and ensured the employee could attend his mother’s treatment without further harassment.

The association said such behaviour reflects a toxic culture spreading in the banking sector, where pressure and targets often take priority over basic human values. BOBOA made it clear that this kind of inhuman conduct will not be tolerated and assured full support to its members facing similar mistreatment.

Banks may lock your Mobile if you don’t pay EMI on Time

Banks may lock your Mobile if you don’t pay EMI: Yes, you read it right. Soon Banks will be able to lock your mobile phone if you don’t pay EMI on time.

The Reserve Bank of India (RBI) is considering a rule that could allow bank to remotely lock mobile phones purchased on loan if borrowers miss their EMI payment

But Why RBI is doing so?

RBI is planning this new move to reduce non-performing assets in the fast-growing consumer finance sector, where millions of Indians buy gadgets and electronics on small-ticket loans. If implemented, it could significantly change how consumer electronics loans are handled in India. India has become the biggest market of smartphones in the World. A lot of users are purchasing mobiles on Loans EMIs. Till here, everything seems to be fine. But the issue is, in recent months, the default percentage on these loans has increased a lot.

A lot of users are not paying EMIs on time. A 2024 analysis by Home Credit Finance highlighted that over one-third of electronics are purchased in India on EMI. Thus, RBI thinks that the risk of Banks and Small lenders should be reduced.

RBI may introduce these new rules but Banks will have to obtain prior consent from borrowers before locking a phone. Moreover, Banks and finance companies will not have access to personal data on the device.

Right now also, some lenders install phone locking and tracking apps to monitor the smartphones. Earlier in 2024, the RBI had asked lenders to stop using phone-locking apps after complaints of misuse. Thereafter, the demand to lock mobile phones grew and RBI is now studying its feasibility.

Expected DA increase for Bankers from September 2025 will be minimum 44 slab and maximum 50 slab

Expected DA Calculation Updated on 30.09.25 on the basis of CPI for the month of Jul'25 & Aug'25 with the assumptions of CPI for Sep'25. The CPI for the month of Aug'25 announced on 30.09.25 as 147.1

with an increase of 0.60 points from Jul'25. (as per revised base year 2016) (The base year was changed from Oct 2020)

1. Keeping in view of recent CPI announced , we may assume there would be an increase in CPI index by 0.60 points in the next month Sep'25. Accordingly, on this assumption, we may expect there would be an increase of 2.94% DA in terms of 12^th BPS on revised pay. Total 24.07% DA will become payable from Nov'25.
2. On assumptions if there is an increase in CPI index by 0.50 points in the next month Sep'25, we may expect there would be be an increase of 2.91% DA in terms of 12^th BPS on revised pay. Total 24.04 percentage of DA will become payable from Nov'25.
3. On assumptions if there is an increase in CPI index by 0.40 points in the next month Sep'25, we may expect there would be be an increase of 2.87% DA in terms of 12^th BPS on revised pay. Total 24.00 percentage of DA will become payable from Aug'25.