The effect will be felt severely.
- You may face a court case.
- If the loan is sold to an ARC, you will get daily calls and or visitors.
- Your CIBIL score will get aftected and no loan is available in the near future.
- You can't join a government service/Bank and reputed private establishments.
- You will find it difficult to renew your Passport.
- You may not get a chance to avail credit card service.
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